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UK self build context

AlmereAlmere is an area of new self build near Amsterdam where people have been given a great deal of freedom concerning the design of houses has over 700 plots including 3000 houses and flats

There is a rapidly growing interest in self build in the UK, but what is self build?

Well it tends […]

Retrofit

‘Under the Sun’, a Victorian terrace house in Birmingham is an outstanding example of bringing a fairly typical old building up to PassivhausSee more on the Passivhaus standard. The PassivHaus Institute has pioneered a standard for low energy buildings. It includes very low energy usage and ways of achieving this. The word is derived […]

Green Design

Denby Dale passivhausSee more on the Passivhaus standard. The PassivHaus Institute has pioneered a standard for low energy buildings. It includes very low energy usage and ways of achieving this. The word is derived from the idea of buildings which are fundamentally low energy and passive solar heated rather than using extra gadgets to […]

Finance

Background

In general, funding selfbuild projects has become much easier over the last fifteen years or so. Financial institutions have tailored their products to help with self build especially around making stage payments as the building progresses. This includes buying the land in the first place.

However, of course the present little glitch in the […]

Mortgages

The ECB’s flagship headquarters at Silsden

Where self build mortgages differ from normal mortgages is that the mortgage can be supplied in stage payments to coincide with the completion of parts of the project. This allows the self builder to have ongoing finance while giving the lender some protection in case of failure of […]

Purchasing Land

The government has plans to make more plots of land available on a ‘build now, pay later’ basis. Depending on how things pan out this could be a major stimulation for self build as there would be less of a financial burden during the period of building to completion. Recently the government in conjunction […]

Financing Community Self Build

Houses at Ashley Vale community self build

The government Homes and Communities Agency have recently announced it would be making up to £30m of funding available to provide short-term project finance to help unlock group custom build – or self-build – schemes. This is intended to be a ‘pump priming’ revolving fund and details […]

Selling Assets

The obvious problem with selling assets is that they might not sell as quickly or for as much as you would have hoped and this could delay your self build project or even ruin it.

There are several ways to approach this problem:

If the main asset you are relying on selling is your existing […]