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UK self build context

AlmereAlmere is an area of new self build near Amsterdam where people have been given a great deal of freedom concerning the design of houses has over 700 plots including 3000 houses and flats

There is a rapidly growing interest in self build in the UK, but what is self build?

Well it tends […]

VAT

Argh

With a straight forward new self build you can reclaim most of the VAT. However when it comes to conversions, extensions etc it gets more complicated.

the HM Revenue and Customs have the basics here. You can only make your claim once the building is certified as completed.

Mark Brinkley has a useful […]

Surveyors

Surveyor can be helpful to self builders in a number of ways:

A surveyor can help with surveying a building plot both in terms of its value and also on the nature of the land itself. see Pre-purchase land survey A QSQuantity Surveyor. A surveyor whose main job is to estimate the quantity of materials […]

Finance

Background

In general, funding selfbuild projects has become much easier over the last fifteen years or so. Financial institutions have tailored their products to help with self build especially around making stage payments as the building progresses. This includes buying the land in the first place.

However, of course the present little glitch in the […]

Mortgages

The ECB’s flagship headquarters at Silsden

Where self build mortgages differ from normal mortgages is that the mortgage can be supplied in stage payments to coincide with the completion of parts of the project. This allows the self builder to have ongoing finance while giving the lender some protection in case of failure of […]

Purchasing Land

The government has plans to make more plots of land available on a ‘build now, pay later’ basis. Depending on how things pan out this could be a major stimulation for self build as there would be less of a financial burden during the period of building to completion. Recently the government in conjunction […]